A Better Way to
Handle Workers' Comp.

Faster Claims. Real Support. Less Risk.

For many Ohio employers, workers' compensation feels frustrating. Claims move slowly, support is limited, and costs rise without clear answers.
 
If that sounds familiar, you're not alone. It's exactly why more businesses are exploring an Alternative Employer Organization (AEO) model.
 

What is an AEO?

An Alternative Employer Organization (AEO) lets you participate in a self-insured workers' compensation program, managed by a partner who knows your business.

Through this model, we handle workers' compensation claims, compliance, and reporting, while coordinating the payroll-related processes tied to the program. The result is more control, faster response times, and stronger support than most employers get from traditional workers' comp.

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Key Advantages of an AEO Program

Faster Claims.
Real People.

 

Instead of navigating a slow state system, your claims are managed with dedicated oversight and local contacts. 

Backed by
Legal Support.

 

If a claim needs to be challenged, our program includes legal services to help protect your business.

Prevention, Not
Just Protection.


You get risk mitigation guidance and safety consulting to help stop claims before they start.

Stronger Numbers,
Better Cash Flow.

 

The AEO model can offer real financial advantages: potential premium reductions, no administrative fees like those built into state pool structures, and live billing instead of payroll true-ups.

One Team,
Fewer Moving Parts.

 

The program also supports payroll coordination and Ohio Unemployment Services, so compliance stays organized in one place.

 

Why Some Companies
Transition to an AEO

Employers typically start looking at an AEO program when they're frustrated with:

  • Slow claims handling and communication from the state system

  • Rising or unpredictable premiums, including impounded BWC funds that hurt cash flow

  • A lack of transparency or support

  • Restrictions within PEO programs

An AEO gives your business a more responsive, accountable structure while still maintaining the protections required under Ohio law.

AEO 4-1
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PEO vs. AEO: What's the Difference for Ohio Employers?

HR Butler: Oct 23, 2026

Many Ohio employers stay in the same workers' compensation setup for...

See If an AEO Is the Right Fit for Your Business

Workers' compensation should protect your business, not create more stress.
If your organization is dealing with claims, premiums, or service-level challenges, we can help you evaluate whether our AEO workers' compensation program is the better fit.